Introduction
Paul Money (“we” or “us” or “our” or “Company”) respects the privacy of our users (“user” or “you”). This Privacy Policy explains how we collect, use, disclose, and safeguard user information when user visit our web site www.paulmoney.in (the “Website”). Please read this Privacy Policy carefully. If user do not agree with the terms of this Privacy Policy, please do not access the Website.
Company reserve the right to make changes to this Privacy Policy at any time and for any reason.
Users are encouraged to periodically review this Privacy Policy to stay informed of updates. Users will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by users continued use of the Website after the date such revised Privacy Policy is posted.
Collection of User Information
We may collect information about user in a variety of ways. The information we may collect via the Website depends on the content and materials user use, and includes:
Personal Data
Demographic and other personally identifiable information (such as user name and email address) that user voluntarily give to us when choosing to participate in various activities related to the Website. If user choose to share data about yourself via user profile or other areas of the Website.
Derivative Data
Information our servers automatically collect when user access the Website, such as user native actions that are integral to the Website, including user profile.
Financial Data
Financial information, such as data related to user payment method that we may collect when user purchase, order, return, exchange, or request information about our services from the Website.
Use Of User Information
Having accurate information about user permits us to provide user with a smooth, efficient, and customized experience. Specifically, we may use information collected about user via the Website to:
- Administer sweepstakes, promotions, and contests.
- Assist law enforcement and respond to subpoena.
- Compile anonymous statistical data and analysis for use internally or with third parties.
- Create and manage user account.
- Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Website to user.
- Email user regarding user account or order.
- Fulfil and manage purchases, orders, payments, and other transactions related to the Website.
- Generate a personal profile about user to make future visits to the Website more personalized.
- Increase the efficiency and operation of the Website.
- Monitor and analyze usage and trends to improve user experience with the Website.
- Offer new products, services, mobile applications, and/or recommendations to user.
- Perform other business activities as needed.
- Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
- Process payments and refunds.
- Request feedback and contact user about user use of the Website.
- Resolve disputes and troubleshoot problems.
- Respond to product and customer service requests.
- Send user a newsletter.
Disclosure Of User Information
We may share information we have collected about user in certain situations. User information may be disclosed as follows:
By Law or to Protect Rights
If we believe the release of information about user is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share user information as permitted or required by any applicable law, rule, or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.
Third-Party Service Providers
We may share user information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
Marketing Communications
With user consent, or with an opportunity for user to withdraw consent, we may share user information with third parties for marketing purposes, as permitted by law.
Affiliates
We may share user information with our affiliates, in which case we will require those affiliates to honour this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
Business Partners
We may share user information with our business partners to offer user certain products, services or promotions.
Sale or Bankruptcy
If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer user information to the successor entity. If we go out of business or enter bankruptcy, user information would be an asset transferred or acquired by a third party. User acknowledge that such transfers may occur and that the transferee may decline honour commitments we made in this Privacy Policy.
We are not responsible for the actions of third parties with whom user share personal or sensitive data, and we have no authority to manage or control third-party solicitations. If user no longer wish to receive correspondence, emails or other communications from third parties, user are responsible for contacting the third party directly.
Tracking Technologies
Cookies and Web Beacons
We may use cookies, When user access the Website, user personal information is not collected through the use of technology. Most browsers are set to accept cookies by default. User can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Website. However, user can modify user web browser’s settings to notify user each time a cookie is tendered, permitting user to accept or decline cookies on an individual basis.
Security Of User Information
We use administrative, technical, and physical security measures to help protect user personal information. While we have taken reasonable steps to secure the personal information user provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if user provide personal information.